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The Ayushman Bharat Yojana (ABY), also known as Pradhan Mantri Jan Arogya Yojana (PM-JAY), is a significant health insurance scheme by the Indian government aimed at providing free healthcare services to economically disadvantaged families. In Karnataka, the scheme is implemented to ensure that eligible families receive the necessary medical care without financial strain.

How to Check the Beneficiary List for Karnataka

To find out if you are listed as a beneficiary under the Ayushman Bharat Yojana in Karnataka, follow these steps:

  1. Visit the Official PM-JAY Website:

  2. Access the "Am I Eligible" Portal:

  3. Verify Your Mobile Number:

    • Enter your mobile number and authenticate it using the OTP sent to your phone.

  4. Search for Your Name:

    • Use various search criteria such as Name, Mobile Number, Ration Card Number, or RSBY URN (Rashtriya Swasthya Bima Yojana Unique Registration Number).

  5. View Your Eligibility:

    • If your details match, your eligibility status and inclusion in the beneficiary list will be displayed.

Coverage Details

The Ayushman Bharat Yojana provides health coverage up to ₹5 lakh per family per year for secondary and tertiary care hospitalization. The scheme covers pre-existing conditions from the first day, a broad range of medical treatments, and both pre- and post-hospitalization expenses. Beneficiaries can avail of these services at empaneled public and private hospitals across India.

Eligibility Criteria

Eligibility is determined based on the Socio-Economic Caste Census (SECC) 2011 data. In Karnataka, the scheme targets:

  • Households without adult members.
  • Families with disabled members.
  • SC/ST families.
  • Landless households earning a major part of their income from manual casual labor.
  • Families living in one-room houses with kutcha walls and roof.

Application Process

If you believe you are eligible but not listed, you can apply through:

  • The nearest Ayushman Bharat Kiosk.
  • Common Service Centers (CSCs).
  • The official PM-JAY website.

For more detailed information and assistance, visit the official PM-JAY portal and the Beneficiary Identification System​ (National Health Authority (NHA))​​ (BIS PMJAY)​​ (National Government Services Portal)